Episode 11 | Get Your Money Right So You Can Travel Right with Petrina Turner

Welcome to another episode of the Travel, Pray, Slay podcast. I am so excited to be joined by Petrina Turner, a Personal Finance and Business Strategist. In this episode, we are going to be talking about finances, becoming financially free, and getting your money right so that you can travel right.

Petrina Turner is a wife, boy mom, and financial freedom and business strategist She educates, equips, and encourages families to become financially free by giving them tips, tools, and strategies on ways for people to manage their money and make more of it. Her goal is to help people transform from the way they view and do money so that they can live their best life. Her mission is to help as many families become financially free so they can build and leave a legacy of faith, family, finance, and fearless living.

Show Notes:
[02:49] Petrina is a Personal Finance and Business Strategist. Her goal is to help as many families create a financial foundation so that they can become financially free.
[03:24] It is imperative for us to have multiple streams of income outside of our 9 to 5 careers.
[04:57] She confesses that she is a recovering spendaholic.
[06:10] We were not taught about finances.
[09:01] We have to teach money mindset first. When we change the way we view and do money then we will be able to change the next generation.
[12:01] Often we are already in the mindset to experience everything whether we have the money or not and we just decide we will figure it out. It causes us to have so much debt.
[13:32] Yes, you can have everything but you have to be financially ready to have that.
[14:04] The focus is to start with positioning ourselves to create that financial foundation so that we can have the experiences.
[15:52] Travel budget tip is to prepare early and look back to see how much you spent on the previous trip. You can create a plan to set aside a certain amount of money each month.
[16:44] It is okay to have multiple savings accounts (emergency fund, travel fund, Christmas fund, etc.). Make sure it is not connected to the account that you pay bills on and at a separate financial institution.
[19:02] Make it hard for you to spend your money.
[21:41] Know the trips that you are going to have. When you come back from a trip, do a reconciliation.
[25:07] Looking to start multiple streams of income? Start by writing down some things that you are really good at, do naturally, and have the expertise. Ask your family and friends what you are good at. What do people come to you for?
[27:25] Look at what people are coming to you for and turn that into your side hustle.
[28:36] Just start with what is in your hand. What did God give you?
[30:26] It is great to have multiple streams of income, but focus on that one stream and create multiple streams within that one income.
[33:00] Use your time and your talents to create streams of income.
[34:45] When planning your trip look for discounts. Check into other airline options or consider driving.
[36:02] Always check on Groupon and TravelZoo for discounts.
[38:00] Anticipate upcoming sales especially around Black Friday, the start of summer, and the Fourth of July.
[38:57] When you are with a group, compare pricing for an Air BnB versus individual hotel rooms.
[39:33] Petrina shares about the end-of-the-year trips she takes with her husband.
[41:23] Petrina shares her favorite Beyonce song.

Connect with Petrina Turner:
Petrina’s Website
Petrina on Facebook
Petrina on Twitter
Petrina on Instagram

Links Mentioned on the Show From Toya:
Travel, Pray, Slay Podcast
Travel, Pray, Slay on Facebook
Travel, Pray, Slay on Instagram
Travel, Pray, Slay on Spotify
Toya on Twitter
Travel, Pray, Slay Merch
Travel, Pray, Slay on YouTube
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